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James Chalkley
 

Changes to Funeral Plan Providers; What does this mean for you?

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From the 29th July 2022 any provider offering funeral plans will need to be authorised by the Financial Conduct Authority (FCA). The Funeral Plan market has been largely unregulated until this recent development. It is hoped that regulation of the sector...

Power of Attorney: Making your wishes clear

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Are you considering making a Power of Attorney? At Gepp, we understand that this may be an overwhelming time. There are many considerations, including choosing someone you trust to carry out your wishes and conduct your affairs as you would want. Choosing...

The Inheritance Tax Implications of Gifting

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The inheritance tax due on your estate may be as much as 40%. This means a large chunk of your estate may be paid in tax and not pass to your family, friends or charity (whichever you would prefer). Whilst it would probably be a mistake to let a potential...

I have Lasting Power of Attorney (LPA) for someone, can I make gifts on their behalf?

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Chances are, if you are reading this, you already know a little bit about LPAs. However, let's have a recap on what they are: An individual can put an LPA in place so that their appointed person(s) can make decisions...

Getting Engaged Over Christmas? Please Consider This.....

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The festive period is the most popular time of year for marriage proposals, with Christmas Eve and New Year's Eve both popular choices. Christmas Day surpasses even Valentine's Day as the day that most proposals occur. If you are thinking of...

Can a will be changed following death?

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On the face of it, you would probably assume that the answer is no. How could it be fair to change a person's last wishes? However, in some limited circumstances it may be possible to change a will after death. Before we get into the details of when...

Joint Bank Accounts and Lasting Power of Attorney

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If you lose the mental capacity to make decisions regarding your health and welfare or property and financial affairs, who will make those decisions on your behalf? It's an important question and one that needs particular consideration in the context of...

Who will care for my children if I unexpectedly pass away?

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We are often reluctant to talk about death therefore it's not a question that many people want to consider. We want to be there for our children for at least the entirety of their childhood and hopefully much longer. However, should the worst happen, you...

The Change is Nearly Upon Us- New Solicitors and the SQE Route.

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After several years in the pipeline, September 2021 finally sees the rollout of the Solicitors Qualifying Exam (SQE). For people wishing to qualify as a solicitor, this new route into the profession replaces the previous Legal Practice Course (LPC). Under...